THE BIBLE-THE ULTIMATE LIFE GUIDE

2 Kings 13:14-20a,                   14 When Elisha became sick with the illness of which he was to die, Joash the king of Israel came down to him and wept over him and said, "My father, my father, the chariots of Israel and its horsemen!"                   15 Elisha said to him, " Take a bow and arrow." So he took a bow and arrows.                   16 Then he said to the king of Israel, "Put your hand on the bow." And he put his hand on it, then Elisha laid his hands on the king's hands.                  17 He said, " Open the window toward the east, " and he opened it. Then Elisha said, "Shoot!"And he shot and he said, "The Lord's arrow of victory, even the arrow of victory over Arama; for you will defeat the Arameans at Aphek until you have destroyed them."         ...

Statistics show that 80%   of Americans are in debt , sadly, this does not apply to Americans alone. It also applies to you and me. I have a load of debt that I have been carrying for a very long time. It all started accumulating slowly, and before I knew it, I owed people lots of cash including financial institutions. With no income to cater for the repayments, it reached a point that I couldn’t sleep. It had become too much. At some point, it even broke my marriage. Thank God that we were able to reconcile-but am still in debts. There are several mistakes I made long the way and I believe that you could be making the same mistakes-though innocently. It would have been easier to tackle them at the beginning and maybe I would have completed my repayments by now. When taking a loan, or borrowing from friends and family, you are optimistic that things will turn out great and that you will be able to repay them back in the stipulated time. The deal is sealed an...