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4 Tips on How to Handle Debt Repayments at that Crucial Time

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Statistics show that 80%   of Americans are in debt , sadly, this does not apply to Americans alone. It also applies to you and me. I have a load of debt that I have been carrying for a very long time. It all started accumulating slowly, and before I knew it, I owed people lots of cash including financial institutions. With no income to cater for the repayments, it reached a point that I couldn’t sleep. It had become too much. At some point, it even broke my marriage. Thank God that we were able to reconcile-but am still in debts. There are several mistakes I made long the way and I believe that you could be making the same mistakes-though innocently. It would have been easier to tackle them at the beginning and maybe I would have completed my repayments by now. When taking a loan, or borrowing from friends and family, you are optimistic that things will turn out great and that you will be able to repay them back in the stipulated time. The deal is sealed an...
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ISAAC IS BORN

Genesis 21: 1 says “Then the Lord took note of Sarah as He had said, and the Lord did for Sarah as He had promised.”  Today, I also believe that my Isaac is born. He was God’s promise to Abraham. That promise came at a time when it seemed that it was impossible. Both Abraham and Sarah were advanced in age. Sarah was passed the child bearing age, in fact, when she was told that you will have a child, she laughed. That is how impossible it was for her. Many are the times that we go through hardships in this world to an extent that it becomes impossible to believe what the word of God says concerning our lives. You wake up in the morning and you have all this bills to pay, a family to support.  You have been praying and it seems that nothing is happening. You want so much to believe in God’s promises concerning your life but you simply cannot. Do not be discouraged, do not give-up. At the appointed time, you will be remembered like Abraham and Sarah. Jeremiah 29:11...
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Let the Past Go – Forge Ahead!

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How was your childhood? How were you treated in your family? You may have had a great upbringing; loved, taken care, full of life and happy. I had a mixture of the two. I had a great life and a bad one at the same time. I have never known who my biological dad was; maybe I may never know him till my last day on earth. Being the first born in the family, this came with responsibilities. I was the care taker of my family. It was not an easy task. In the African culture, your siblings are your responsibility; you look after them like your mother does. Wash them, cook meals for them, and clean their clothes. In the village where I grew up, we had no washing machines, no gas, and no money to buy charcoal. Everything had to be done manually. I had not time to play. It was constant work, work and work. I thank God that I was a clever child, still am. I could understand all the lessons very well in class and I didn’t struggle even when it came to the exams. I remember one day, I was take...
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