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4 Tips on How to Handle Debt Repayments at that Crucial Time

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Statistics show that 80%   of Americans are in debt , sadly, this does not apply to Americans alone. It also applies to you and me. I have a load of debt that I have been carrying for a very long time. It all started accumulating slowly, and before I knew it, I owed people lots of cash including financial institutions. With no income to cater for the repayments, it reached a point that I couldn’t sleep. It had become too much. At some point, it even broke my marriage. Thank God that we were able to reconcile-but am still in debts. There are several mistakes I made long the way and I believe that you could be making the same mistakes-though innocently. It would have been easier to tackle them at the beginning and maybe I would have completed my repayments by now. When taking a loan, or borrowing from friends and family, you are optimistic that things will turn out great and that you will be able to repay them back in the stipulated time. The deal is sealed an...
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THE ROLE OF THE HUSBAND

Ephesians 5:23- For the husband is the head of the wife, even as Christ is the head of the church and He is the Savior of the body. a)    Selfless Servant Leader Christian husbands cannot be selfish in the decisions they make for the family. They must lead as Christ led.  He was a servant leader. Mark 10-42-45 says –So Jesus called them together and said, “You know that in this world kings are tyrants, and officials lord it over the people beneath them. But among you it should be quite different. Whoever wants to be a leader among you must be your servant and whoever wants to be first must be the slave of all. For even the Son of Man, came here not to be served but to serve others, and to give my life as a ransom for many. b)    Comfort and guide It is the responsibility of you as the husband to be a comfort and guide to your family. Don’t buy into the lie that you must display a hard persona character but you should at all times displ...
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Let the Past Go – Forge Ahead!

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How was your childhood? How were you treated in your family? You may have had a great upbringing; loved, taken care, full of life and happy. I had a mixture of the two. I had a great life and a bad one at the same time. I have never known who my biological dad was; maybe I may never know him till my last day on earth. Being the first born in the family, this came with responsibilities. I was the care taker of my family. It was not an easy task. In the African culture, your siblings are your responsibility; you look after them like your mother does. Wash them, cook meals for them, and clean their clothes. In the village where I grew up, we had no washing machines, no gas, and no money to buy charcoal. Everything had to be done manually. I had not time to play. It was constant work, work and work. I thank God that I was a clever child, still am. I could understand all the lessons very well in class and I didn’t struggle even when it came to the exams. I remember one day, I was take...
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